Better, but still not enough. This is essentially the analysis of FINMA, the federal financial market supervisory authority, regarding the prices charged by supplementary insurance. In 2020, it denounced invoices that were “often opaque” and which seemed “sometimes too high or unjustified”, and a guide to good practices had been issued, with which the funds had to comply until the end of 2024.
Four years later, FINMA says it has noted significant progress, relays RTS. The prices of semi-private and private hospital stays remained stable, despite the general increase in costs. But significant differences remain between service providers, and they are not always justified. She takes the example of a fund which had reached an agreement with a hospital for a night at 191 francs more than the rate reimbursed by the LAMal, before transforming this amount to 855 francs in the final agreement. Doctors’ fees also remain too high, and services are deducted twice in basic and supplementary insurance. Insurance policies will therefore remain banned by FINMA, she explains.
Belgium
