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When the end-of-year holidays approach, the Christmas spirit invades homes, but also… the digital world. Scammers, determined to take advantage of this period of excitement, are increasing their attacks directly targeting your bank account.
Lately, 60 Million consumers has launched a serious alert about a scam that is dangerously rampant. Here's how it works and, above all, how to avoid the worst.
A perfect season for scammers
THE scammers love the holiday season for one simple reason: we are all a little more distracted. Between last minute orders, late deliveries and holiday excitement, we easily let our guard down.
According to 60 Million consumersthis type of scam explodes every year in December. Cybercriminals know that consumers are impatiently waiting for their packages. And a problem related to its purchase adds stress during this period.
To have
This malware can hijack your data on your phone and drain your bank account
A sense of urgency is a scammer's secret weapon. Who wants to see a gift for a loved one get stuck in a warehouse? This fear then pushes victims to act without thinking. Result: their personal and banking information is compromised in an instant.
It is formidable and targets your bank account
It all starts with a harmless SMS or email: “Your package is blocked. » The message seems to come from a carrier known as Mondial Relay or Colissimo. The tone is urgent, but polite, the design impeccable: official logos, careful colors, credible tracking numbers. The objective? Trick you into clicking on a supposedly safe link to “reschedule delivery. »
Once on the fraudulent site, the scam unfolds. The scammer asks you to enter your personal information: name, address, telephone. It seems innocent, but it's only the first step. Then, under the pretext of “rescheduling fees” (often symbolic), it asks for your bank details.
At this point, scammers can access your bank account. They will then make fraudulent payments, and even sell your data on the darknet. A simple error can therefore have disastrous financial consequences.
How to protect your bank account?
In this holiday seasonit is more important than ever to stay on guard. Scammers are creative and determined, but information is your best defense.
To have
These scams empty your bank account: the trick to detecting a fake site on the Internet
First of all, you should never click on a link sent by an unknown sender. Even if the message seems authentic, it is better to go directly to the carrier's official website.
Take a few seconds to check the sender's email address or phone number can also make all the difference. Spelling mistakes or suspicious domain names are often indicative of attempted fraud.
Also keep in mind that a serious carrier will never ask to pay additional costs to reschedule a delivery. If a site requires banking details to unblock a package, leave immediately.
Finally, if you think you have been victim of a scamcontact your bank immediately to block your bank account and report the scam. Every minute counts to limit damage.
The holidays should be a time of joy, not a source of financial anxiety. Keep your finances safe and enjoy this beautiful period with complete peace of mind.
Source : 60 Million consumers
