Property prices are expected to rise again from next year

For many people, the key to boosting the real estate market is lower prices. However, with credit rates decreasing, sellers may decide to increase their rates instead. This development could take place in 2025, due to sellers' awareness of the current market blockage.

This dynamic could lead to an increase in real estate prices, contrary to the expectations of some. Indeed, sellers could be tempted to take advantage of favorable conditions to increase their prices, which could impact potential buyers. Thus, the situation of the real estate market in 2025 could be marked by an increase in prices, despite persistent requests for a reduction from certain players.

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Mortgage rates falling

While the real estate market remains as tense as ever, even if banks lower their rates just before Christmas, some are banking on the fall in prices to resolve the situation. However, with the decline in credit rates, real estate prices are likely to rise, which does not help matters for future owners.

Banks adjust their rates

• At the beginning of the current month, the banks sent their rate schedules for the month of September, and the findings are very clear: mortgage rates are down by 0.05% to 0.3% compared to the month of 'august.
• After marking a short pause during the summer, rates are resuming with the downward trend that they had maintained during the first half of the year.
• With the drop in rates, buyers now have more purchasing power.

Sellers adapt to the market

Sellers have become aware of the situation in the real estate market and have adjusted their prices accordingly. Louis du Clary, founder of Enchères Immo, emphasizes that sellers have moved closer to professional estimates to facilitate sales.

He explains that even if sellers agree to get closer to professional estimates, apartment prices will not drop significantly. Indeed, sellers have understood that credit rates are falling, which increases the purchasing power of buyers.

This means that despite a slight drop in current prices, this is not the start of a fall in the real estate market. In reality, with the drop in rates, sellers will likely revise their prices upwards.

Real estate prices are expected to rise again

According to the real estate valuation site Meilleurs Agents, real estate prices should start to rise again from next year. Several factors explain this trend, notably the fall in credit rates, controlled inflation and the prospect of rising salaries which will strengthen the purchasing power of new buyers.