Thanks to the 2% increase in the income tax scale, certain taxpayers, including a good number of retirees, will be able to avoid paying tax, or at least see their taxes trend downward.
Revaluation of 2% of the income brackets of the 2025 tax scale
« After being revalued this year by 4.8%the progressive IR scale will increase by 2% in 2025 for the calculation of taxes due on your 2024 income», specifies impots.dispofi.fr.
As recalled in the columns of the economic magazine Capital, 18 million taxpayers out of 40 million tax households are currently taxed.
This 2% revaluation of the income tax scale, confirmed on October 10, will allow each of the entry thresholds into the brackets of the progressive scale (0%, 11%, 30%, 41% and 45% ) to be raised in the same proportions.
What does that mean?
As the tax brackets are shifted slightly upwards, a greater number of taxpayers will be able to benefit from lower tax rates.
At constant income, taxpayers will therefore be less taxed. The luckiest may even see themselves completely exempt from the tax.tax due in 2025.
You can now estimate the amount of tax you will have to pay on your 2024 income.
Retirees: who will escape tax in 2025? Are you one of them?
Each slice of your taxable income (divided by your number of shares) will be subject to a specific tax rate. The first 11,520 euros of your family quotient are not taxed.
The following tranches are subject to the following progressive rates: 11%, 30%, 41% and 45%.
Income tax scale 2025 (for 2024 income)
Here are the new thresholds:
- 0% up to €11,520 (compared to €11,294 of 2023 income).
- 11% between €11,520 and €29,373 (compared to €11,294 and €28,797).
- 30% between €29,373 and €83,988 (compared to €28,797 and €82,341 of income).
- 41% between €83,988 and €180,648 (compared to €82,341 and €177,106 of income).
- 45% above €180,648 (greater than €177,106 of income).
These amounts correspond to the quotient familial. The rate applying to the highest bracket of your QF constitutes your marginal tax rate.
This rate is mentioned on the last page of your 2024 tax notice. It is “ the sum of the amounts obtained by bracket which will then correspond to the gross tax for a portion of the family quotient”.
To have “ the amount of gross tax for your tax household “, it's necessary ” multiply this amount by your number of shares ».
To obtain the net tax payable, it is necessary to deduct from the gross amount tax reductions, tax credits and take into account the capping of the effects of the family quotient.
THE retired single people (with 1 tax share) will not pay tax in 2025 if they earn less than €17,084 in 2024. For retired couples (i.e. 2 tax shares), the threshold is €32,258.
