After a career dedicated to the education of young children, the school teacher deserves a comfortable retirement. How much does he earn exactly? Find out the details of primary school teachers' pensions.
We mean by school teacher a teacher who works in a primary school. Some people often associate him with a teacher, but in reality these two entities have very different statuses. Still, the school teacher is an essential element of our society, because he takes care of the instruction and education of our young children. The major role he plays in society led us to question not his salary, but the amount of his retirement.
What is the average pension for a school teacher?
The average amount of the pension of school teachers
According to a statistical report published by the Ministry of National Education, school teachers receive on average 2,542 euros gross per month. However, the site My new life by Groupama specifies that this amount is only indicative. In reality, the careers and life paths of teachers from 1is degree are different, which influences the amount of their retirement pension.
The constituent elements of the retirement pension
The retirement of school teachers is managed by the state. The basic pension for teachers from 1is degree falls under the state pension system. As a result, the amount of their pension is made up of the basic pension which is directly managed by the State and the supplementary pension which is paid for by the RAFP. It is the combination of these two pensions which gives an average amount of 2542 euros gross per month. On the other hand, if the teacher in question is a civil service contract workerthe amount of his retirement will be composed of the basic pension from Cnav and the additional pension from Ircantec.
These elements influence the amount of the retirement pension
Many elements and factors can influence the amount of school teachers' pensions. We can apply a discount of 1.25% on the amount of their basic pension for each quarter missing for the full rate. In the event of an additional quarter, a premium of 1.25% will be applied to the amount of the basic pension. If the discount has the effect of reducing the amount of the pension, the premium has the opposite effect. In addition to the premium, there are bonuses from which a teacher of 1 can benefitis degree. All of these elements must be taken into account to determine exactly how much a retired civil servant can earn.
What is the retirement age for teachers?
Legal retirement age
Above all, it is important to know that in our country, we have the teachers on one side and school teachers on the other. While it is true that this may refer to the same reality, there are notable differences in practice. Teachers, like school teachers, teach at primary level, but they have the right to retire no later than 62 years old. As for school teachers, the legal retirement age is set at 67 years, as mentioned Retirement in plain language. However, they have the possibility of obtaining a full pension at age 62, provided that you have completed 15 to 17 years of active service.
Eligibility for different advanced retirement schemes
The pension reform of 2023 brought big changes for school teachers. From now on, they are eligible for the progressive retirement system. Apart from this, they are subject to the new provisions relating to early retirement for long career. Another thing, it must be said that before the 2023 reform, teachers could not retire in the middle of a school year.
Well-heeled retirees
Ultimately, what we must remember about the retirement pension of school teachers is that it is substantial enough to allow them to live comfortably. With 2,542 euros gross monthly, they are much better off than some retired. However, it remains to be determined whether this average amount is that of a school teacher who lives alone or as a couple.
