“more than one in two consumer credit requests” makes it possible to make ends meet

“more than one in two consumer credit requests” makes it possible to make ends meet
“more than one in two consumer credit requests” makes it possible to make ends meet

“It’s a big upheaval”: because of inflation, the habits of the French have changed. This is also the case for their consumer credit applications. This is the observation made by Meilleurtaux.com. “We observe that we have shifted: more than one in two requests for consumer credit is a request for cash credit,” explained this Friday on RMC Maël Bernier, spokesperson for the online broker. That is to say that it is not used to finance a specific asset, it is not used to buy a car, to finance a washing machine or to do work, it is used to make ends meet. »

These credit requests have the particularity of being for lower sums, often less than 5,000 euros, “when we are going to be at more than 13,000 euros for a car loan”, recalls Maël Bernier. “It’s quite revealing,” she continues. We feel the unexpected. When you have budgets of 10,000 or 15,000 euros, you know that there are projects behind it. But when you have amounts of less than 5,000 euros, that means you have a short-term cash flow problem. »

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