Death: which organisms to prevent?

Death: which organisms to prevent?
Death: which organisms to prevent?

While the loss of a loved one represents a major upheaval, the steps to be taken after his disappearance are reminders in conscience which are sometimes difficult to manage. It is, in fact, essential to quickly contact the various organizations concerned, but it remains common to not knowing where to start and to fear the forgetting of some of them. In this context, better to make a list of those interlocutors with whom it is useful to interact quickly. We take stock of the organizations to be notified following the death of a loved one.

When a loved one dies, the formalities to be settled are often complex acts, added to the pain and, frequently, the shock of departure. If the funeral remains, initially, the first steps to take, it is important to prevent, as soon as possible, the organisms impacted by this disappearance. It is, therefore, necessary to contact the deceased’s employer, sending them a copy of the death certificatein order to ask him to pay the sums he owes to his former employee.

In the event that the missing person was still active, the employer must be informed of his death within the following days to implement this regularization. The payment of salary in proportion to working time, the release of employee savings, as well as the death benefit, for example, need to be paid. For a retired or unemployed deceased person, Here you must contact the pension funds or France Travail so that benefit payments can be stopped.. It is advisable to take these steps as quickly as possible so that you are not subject to a refund of the money paid.

Death: banks to contact

You also have the obligation to preturn the deceased person’s bankso that accounts can be blocked and savings products closed. As required by law, joint accounts continue their normal operationbut the others are blocked so that only payments prior to death are honored.

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In terms of retirement, as our colleagues at Capital point out, “part of the pensions due to the deceased will be paid to the surviving spouse”. This is the survivor’s pension, which, in the case of an employee, a trader or a self-employed person, is equal to 54% of the original amount. To qualify, the life partner must be at least 55 years old, have been married and have a maximum annual income of 24,232 euros, if they live alone.

Death: what to do for the tax return?

As for taxes, it will be necessary toprepare two tax returns for the year of death. In the event of marriage or civil partnership, the surviving spouse or partner must carry out two declarations on the usual dates. One must be made for the couple’s income received between January 1 and the day of death while the other must be made, for their own income, for the period between the day of death and the 31 December of the year.

During the period after death, the surviving spouse has the same number of family quotient shares as for the period prior to death. This number is equal to two shares if the couple had no dependents and 2.5 shares if the deceased was entitled to an additional half sharefor example for a disability or if he was a veteran aged over 74.

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