The year 2024 is coming to an end and it is the ideal time to see how much investments have returned and what to invest in in 2025. To help you, here is a list of five investments to favor according to specialists.
Although it remains one of the favorite investments of the French, the Livret A is no longer as efficient and attractive. In fact, this booklet and the PEL show a profitability lower than the inflation rate. Likewise, societal developments and economic cycles modify the financial landscape. While certain investments are shelved, others should be favored in 2025 to obtain a better yield. To do this, you must adapt your investment choices to current reality. Here are the top 5 promising investments for next year according to experts.
Investing in 2025: 4 investments where to put your money
Structured products
In the current context, it would be interesting to invest in structured products. Indeed, this product is based on the promise of reducing risks while generating financial performance. Remember that it takes the form of a fund accessible for investment over a limited period. It may be a life insuranceof a stock savings plana securities account or a retirement savings plan. Furthermore, the structured product is available if the subscription to the PER or life insurance is available for purchase in the UC support panel.
Civil real estate investment companies
Since last year, the SCPI are gaining popularity among French people looking for a profitable investment. In fact, for more than a year, a third of these companies and shared cars have suffered a reduction in share price. However, certain SCPIs with liquidity can issue appreciable performance in 2025. Even if this investment involves a risk, it is still interesting to invest your savings in this product in 2025. Furthermore, if you are retired, this real estate investment could guarantee you regular income.
The US market, defensive version
The American stock market represents around 70% of global stock market capitalization, according to MoneyVox. According to the survey carried out by the Bank of America, 43% of fund managers consider that American stocks will perform better in 2025. So, investors who wish to position themselves in this market can turn to a Specialized equity mutual fund or a Sicav. Likewise, it is possible to invest in an ETF whose performance is identical to that of an American stock market index.
The euro fund
The Livret A rate will drop considerably in February 2025, the month of its revaluation. However, the euro fund with guaranteed capital presents itself as a risk-free investment. For this purpose, you can invest your money in this fund whose rate of return is greater than 3%.
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Le private equity
This product is less accessible than ETFs, but it presents more interesting prospects for 2025 due to its cyclical nature. In short, it depends on themarket development and is not easy to anticipate. Furthermore, experts agree that economic disruptions and pressures due to inflation are favorable for investing in a private equity.
Bond funds
THE dated bond funds offer a balance between return and risk for investors. Moreover, some of these funds invest in credit, which deserves that we pay them more attention in 2025. We can cite for example the Mandarine Target 2030 funds which are rated 3/7 with a gross annual return of 6.08%. In addition to this investment, you can also invest in arms, defense or the Indian market.
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