Faced with the drop in returns on certain insurance products and competition, insurance companies in Ivory Coast are encouraging prospects to save for the realization of their life project.
In this momentum of Mobil savings for guarantees, Nsia Vie Assurances Côte d’Ivoire, has set up an offer called “Nsia Epargne Projet, a product which has a savings guarantee on which the customer can make savings with a view to carrying out a project”.
This insurance company offers subscribers savings over a minimum of seven years in order to realize their project. According to Thierry Nomel Dadé, commercial inspector within the insurance company, this involves“support the population in carrying out projects”.
Conventional banks do not easily finance projects, underlines Thierry Nomel Dadé, who explains that “Project Savings” is intended to be an alternative to support policyholders in the materialization of their dream.
In addition, an electronic draw is organized, making it possible to award “ a capital of 1 million CFA francs » to policyholders to carry out their projects. Thierry Dadé, will confide, moreover, that “ many Ivorians and non-Ivorians trust us on this product ».
This Thursday, November 21, 2024, in Abidjan, a check delivery was made for the benefit of 20 subscribers, for a total amount of 20 million FCFA. Each semester, an electronic draw is carried out to the great delight of policyholders.
This, he will say, allows them to gradually and surely build up savings for a project, benefiting from “ an additional gain of 1 million FCFA per draw “. In addition, financial support of 500,000 FCFA is given to the family in the event of death.
« As a corporate citizen, we must support the population and cover a large segment of customers who have low incomes. This is why we went up to 5,000 CFA francs (the bonus) to allow the entire population to benefit from this chance of being drawn and to have 1 million CFA francs to carry out their projects. », declared Thierry Dadé.
The insured can be drawn several times, informs Mr. Thierry Nomel Dadé, while indicating that at the end of the contract, the subscribers “ benefit from capitalized savings at interest rates of 3.5%, plus profit sharing ».
AP/Sf/APA
