1. Not finding out about the new eligibility conditions
One of the most common mistakes is not being up to date on the eligibility criteria, which have evolved since Decree No. 2022-570 which entered into force in 2023.
Key changes to know:
- Added the “undertake multiple tasks” activity to the assessment
- Renaming “control your behavior in your relationships with others” to “control your behavior”
- Broadening the definition of the activity “moving”
To be eligible in 2025, make sure you understand these new criteria. For example, if you have difficulty managing multiple tasks simultaneously, this could now be factored into your assessment.
2. Underestimate the importance of the MDPH file
The application file for the Departmental House for Disabled People (MDPH) is the cornerstone of your PCH application. At 20 pages on average, it may seem intimidating, but each section is crucial.
Points not to be overlooked:
- Complete each part carefully and precisely
- Attach all requested supporting documents
- Explain in detail your daily needs and the difficulties encountered
Do not hesitate to seek help from a professional or an association to guide you through this step. A well-prepared file considerably increases your chances of obtaining assistance adapted to your situation.
3. Ignoring the different types of aid covered by the PCH
The PCH is not limited to a single form of assistance. In 2025, it still covers five distinct areas, each responding to specific needs.
- Human help
- Technical help
- Arrangement of accommodation or vehicle
- Specific or exceptional charges
- Animal help
Take the time to explore each category. For example, if you need an adapted wheelchair, this falls under technical assistance. If you need to have an access ramp installed in your home, it is the layout of the home that comes into play.
4. Ignoring the new “autonomy support” domain
Since 2023, a new area of human assistance has been introduced: autonomy support. This change is particularly important for people with alterations in mental functions.
What autonomy support covers:
- Help to live in accommodation
- Assistance in getting around and participating in social life
- Support in relationships with others
- Help identify needs and make decisions
- Assistance in taking care of your health
This area can represent up to three hours of help per day, cumulative over twelve months. If you have difficulties related to stress vulnerability, executive functions, or social cognition, be sure to include these needs in your application.
5. Poorly assess your needs for human help
Human assistance is often the most important component of PCH. However, many applicants underestimate their real needs or do not know how to quantify them.
Eligibility criteria for human assistance:
- Need support for at least 45 minutes per day for essential actions
- Need for supervision or autonomy support
Keep a detailed journal of your daily activities for a few weeks. Note the time required for each task and when you need assistance. This information will be valuable in justifying your needs during the evaluation.
6. Neglecting the conditions of residence and resources
Although the PCH is awarded without means conditions, these influence the rate of support. Additionally, residency requirements may affect your eligibility.
Points to check:
- Your residence situation in France (stable and regular)
- Your income from the previous year (they determine the support rate)
- Your age (generally under 60, with exceptions)
If you are a foreigner, make sure you understand the specific conditions that apply to your situation. Overlooking these aspects could considerably delay your file.
7. Forgetting to formalize the status of family caregiver
If you rely on help from a family member, it is crucial to formalize their status as family caregiver. This step, often neglected, is nevertheless essential to fully benefit from PCH.
Steps to take:
- Check that the caregiver is part of the close family circle
- Send a registered letter with acknowledgment of receipt to the departmental council
- Detail the role and tasks of the caregiver in your PCH application
Don't forget that since 2020, family caregivers paid via the PCH have benefited from an exemption from social security contributions, which can represent significant financial assistance for your family.
8. Not anticipating the renewal of the PCH
The PCH is not awarded for life. Its duration varies according to the needs assessed, and it is crucial to anticipate its renewal to avoid any interruption of aid.
Tips for a smooth renewal:
- Note the end date of your rights as soon as they are granted
- Start the renewal process at least 6 months before the deadline
- Gather proof of use of your current PCH
- Prepare a report on the evolution of your situation since the last request
By thinking ahead, you give yourself time to gather all the necessary documents and prepare a solid file, thus increasing your chances of a seamless renewal.
Towards better care in 2025
The changes made to the PCH in recent years aim to improve access to assistance and broaden the scope of care, particularly for people with psychological or mental disabilities. The government estimates that these changes could increase the number of PCH beneficiaries by around 30,000 over time.
To navigate these changes and optimize your request, do not hesitate to seek support. Associations and online platforms offer resources and information sessions to guide you through the process.
By staying informed and avoiding these common mistakes, you maximize your chances of getting a PCH tailored to your actual needs. Remember that PCH is a right, and that a well-prepared application is the key to accessing the assistance to which you are eligible. Prepare now to confidently approach your PCH application or renewal in 2025.
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