1. Social benefits: how much for a single person?
For a single person without income from workthe monthly disposable income can reach 839 euros in 2024, distributed as follows:
548 euros via the RSA (Active Solidarity Income) and the Christmas bonus,
291 euros in housing allowances.
This amount is an increase of 2.3% compared to the previous year, thanks to readjustments according to inflation.
2. What is the income for a couple with children?
And unemployed couple with two children can benefit from a disposable income of 1,663 euros per month. This aid is distributed as follows:
980 euros RSA and Christmas bonus,
471 euros housing allowances,
142 euros family allowances,
70 euros for the back-to-school allowance (ARS).
With three children, the income amounts to 2,100 euros monthlyincluding additional services such as family supplement and an increase in family allowances.
3. Single person with three children: increased support
Single-parent families with several children receive increased assistance. For example, a single person with three children without activity has 2,184 euros per monthcomposed of:
382 euros for the RSA and the Christmas bonus, 534 euros for housing allowances, 324 euros for family allowances, 277 euros for family supplement105 euros back-to-school bonus,
562 euros of family support allowance (ASF).
Source Drees
4. Disposable income for a couple without children
THE couples without children can claim to 1,139 euros per month in 2024:
785 euros via the RSA and the Christmas bonus,
354 euros in housing allowances. Social redistribution: a direct impact on poverty reduction
In 2021, approximately 9.1 million people lived below the poverty line in mainland France, their standard of living being below 1,158 euros per month. Social benefits play a crucial role in supporting these households: they increase the disposable income of low-income households by 38% on average, allowing many families to live their daily lives better.
Housing assistance, an essential contribution for low-income households
THE housing assistance significantly reduce the financial effort of beneficiaries of social minima. In 2018, nearly 77% of households receiving ordinary housing assistance benefited from this assistance, making housing expenses more bearable for these families.
Working on the minimum wage: a disposable income significantly higher than social assistance
Although it is possible to receive a certain amount in social benefits without employmenta person's disposable income increases significantly with paid employment at SMIC. For example, a single person, tenant in the private park and with no other resources, has an income of 839 euros per month with social assistance (548 euros of RSA and 291 euros of housing allowances). On the other hand, if this same person works at full time for a net minimum wagehis disposable income increases to 1 621 eurosalmost double, composed of 1,399 euros net salary et 222 euros activity bonus.
This observation also applies to families. For example, a single parent family with two children perceives 1,658 euros monthly in the absence of earned income. This amount rises to 2 457 euros if she is paid the minimum wage, a significant increase of more than 800 euros. This significant differential between social assistance and income from a minimum wage demonstrates the financial incentive to work and the positive impact of activity bonus in the budget of low-income households, making employment more attractive than inactivity for people able to work.
An essential redistribution system to support the most vulnerable
In France, social benefits represent a significant part of the income of non-working households. With a safety net for each type of household, from single people to couples with children, the State supports the most modest households while reducing inequalities. These allowances are essential to allow decent access to housing, support families in their daily lives and reduce the poverty rate in the country.
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