However, fewer and fewer Belgian owners are adopting the omnium. “Consumers are taking out this additional insurance less and less. Most of the time they subscribe when purchasing the vehicle when the car represents a significant amount of capital, but they no longer extend it after 5 or 10 years.” he adds. “We consider that only half of the car fleet in Belgium has an omnium for more or less recent cars.”
In the event of a vandalized vehicle, it is therefore essential to file a complaint with the police as quickly as possible. “If the owner does not have omnium, it will depend on the ongoing police investigation. When the perpetrator is identified and arrested, then he must ensure reimbursement to the opposing party.” said Peter Wiels.
If he is insolvent, a payment plan may be ordered. Another possibility is to contact the Compensation Fund for Victims of Intentional Acts of Violence in order to obtain financial compensation.
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Furthermore, the Stib reported 11 trams and 4 buses targeted by projectiles. “The repairs are paid for by the company. Of course, if the perpetrators are identified by the police, we will turn against them,” indicates Cindy Arents, spokesperson for the Stib.