Nearly 300 people benefited from Adie’s mobility microcredit in Puy-de-Dôme in 2023

Nearly 300 people benefited from Adie’s mobility microcredit in Puy-de-Dôme in 2023
Nearly 300 people benefited from Adie’s mobility microcredit in Puy-de-Dôme in 2023

Adie’s mobility microcredit, in place since 2008, is a tool for the sustainable professional integration of low-income people. In 2022, 13.3 million French people were in a situation of “mobility insecurity”, due to lack of individual equipment or access to a public transport service.

Not having a car and a driving license constitutes one of the main obstacles to accessing or maintaining paid employment. This is why since 2008, in addition to its activity of financing entrepreneurs, the Association for the Right to Economic Initiative (Adie) has offered a mobility microcredit to meet the crucial need of thousands of French people to travel to work. It is a tool for the sustainable professional integration of low-income people.

In 2022, 13.3 million French people were in a situation of “mobility insecurity”, due to lack of individual equipment or access to a public transport service.

Thus, in 2023, Adie financed 618 people in Auvergne-Rhône-Alpes thanks to mobility microcredit, including 296 people in Puy-de-Dôme. There have been 7,247 beneficiaries in France.

For better access to employment in rural areas

According to a study published by Adie, among these beneficiaries, 52% have BEP/CAP training or are not qualified, more than half are women and a third are under 30 years old. Nearly a quarter of these people live in rural areas.

Rural and peri-urban areas present particular mobility challenges. Employment opportunities may be limited there due to the distance from economic centers and the concentration of jobs in urban areas. Residents of these areas often face mobility difficulties in accessing available jobs.

Towards an inclusive ecological transition

Despite its contribution to improving the environmental quality of the vehicle fleet of the poorest households, mobility microcredit constitutes only one step towards an inclusive ecological transition.

“This is why Adie calls on the State to implement a truly inclusive ecological mobility policy aimed at the poorest households” insists the association in a press release.

According to her, this policy should in particular refocus all public resources on households in the first two income deciles, take into account the reality of prices and volumes available by category of vehicles, favor a gradual improvement in the ecological quality of the fleet rather than an “all electric right away” objective, and ensuring the pre-financing of aid.

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