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The CPF will cost you more in 2025

This is a long-standing announcement that has just come to fruition. While the remainder payable by the CPF had been mentioned for several years, it was validated last April, not without the hope of an unexpected turnaround in the meantime. A recent decree published on December 26 in the Official Journal confirms things, and revises upwards the remainder payable by an employee to finance training.

A minimal increase, but not for everyone

Last year, a flat rate contribution of €100 was requested from employees wishing to benefit from a refresher course via their personal training account. Objective for the government: to avoid fraud, bogus training and – undoubtedly – ​​diplomas financed on a whim. Concretely, each employee who wants to benefit from their training account must pay a financial contribution to access it. This sum will be likely to be increased each year depending on inflation and the national economic context, specifies the text.

It is precisely this revaluation that is in question. The remainder thus increased from €100 to €102.23 in 2025. An increase calculated proportionally to “the evolution of the annual average of consumer prices excluding tobacco, calculated on the basis of the last twelve monthly indices”, specifies article R6323 of the Labor Code.

The good news is that like last year, certain employees will be exempt from this remaining liability. Job seekers will be exempt from this “moderation fee”, as will employees whose training is the subject of a matching contribution (additional financial contribution) by their employer. For the others, you will have to put your hand in your wallet.

Who will be exempt?

  • Job seekers:
  • Employees benefiting from funding from their employer or an organization
  • Holders of a professional prevention account (C2P)
  • Employees with a work accident contribution or an occupational illness

For driving licenses too

This bad news for purchasing power does not come alone. In addition to financing professional training, the CPF has been open since 2023 to financing all driving licensesincluding for motorcycles and carts. This is no longer the case. Only licenses A (motorcycle) and B (car) will remain eligible, subject to conditions. It will in fact no longer be possible to finance a motorcycle license if you already have a car license, and vice versa. Conversely, if the CPF holder does not have a permit, he will have to choose between the two.

A significant financial windfall for the State, which cuts its two most important expenditure items: since the beginning of last year, the motorcycle license has generated 57 million euros of expenditure on the skills fund, and 70 million euros for the car licensereports the Caisse des Dépôts et Consignations (CDC) which manages the CPF.

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