Your Pension Increases in January, Here is the Exact Amount!

Private sector retirees affiliated with Agirc-Arrco will receive good news from January 2025. Supplementary pensions will increase by 1.6%, thus affecting 14 million beneficiaries. Although modest, this increase provides support in a tense economic context.

Agirc-Arrco: An increase adapted to inflation

Each year, supplementary pensions are adjusted according to inflation excluding tobacco. Managers have room to adjust this increase from -0.4% to +0.4%. For 2024, with inflation estimated at 1.8% by INSEE, the board of directors opted for an increase of 1.6%, preserving the financial balance of the plan.

Brigitte Pisa, president of Agirc-Arrco, explains:

“Thanks to the financial solidity of Agirc-Arrco, we have been able to increase the value of supplementary pensions while guaranteeing sustainability
of the regime. »

What impact on your pensions?

For some retirees, the supplementary pension constitutes up to 50% of their income. Here is an estimate of the gains thanks to this increase:

• Men: With an average pension of €594 gross per month, the increase is equivalent to €9.50 gross monthly, or €114 gross per year.
• Women : With an average pension of €315 gross per month, the increase represents €5 gross monthly, or €60 gross per year.

A postponed revaluation for basic pensions

Basic pensions will only be increased from July 2025. Initially planned for January, this increase has been postponed without retroactive effect and will be lower than that planned at the start of the year.

This disconnect is causing frustration among retirees, particularly over proposals to remove certain tax benefits for the wealthiest 10% of retirees.

Agirc-Arrco: Support despite economic constraints

This increase of 1.6% remains lower than that of the previous year (4.9%), but it reflects prudent management of the plan's resources. It also helps maintain the purchasing power of private sector retirees in a context where inflation is decreasing.

This revaluation of Agirc-Arrco pensions brings relief, even moderate, to the retirees concerned. However, budget discussions for 2025 remain crucial to meeting the expectations of retirees and protecting their quality of life.