the essential
The end of 2024 is approaching and with it, the perception of interest generated by the Livret A over the year.
This year will be no exception: the Livret A interest generated in 2024 will be paid on the night of December 31, 2024 to 1is January 2025. For several months, the interest rate has been set at 3%, above inflation. Thus, for 1,000 euros placed in this savings product, 30 euros of interest will be pocketed directly in the total saved.
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A Livret A account which reaches an average outstanding amount of 7,000 euros, according to figures from the Banque de France, will allow savers to receive 210 euros in interest.
Interest on all investments will fall
From 1is January 2025, this sum will be added to that of the Livret A and will continue to generate interest. But the interest rate should probably fall after the 1is February 2025.
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Interest from all other secure investments such as the Popular Savings Account (LEP) or the Housing Savings Account (CEL) will also be paid on this date.
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