A new formidable scam has emerged in France. And the least we can say is that it affects the bank cards of many French people. Here are the tips to avoid being fooled by this scam which is wreaking havoc.
A bank card scam
A new, particularly sophisticated scam is affecting many French people. Called “spoofing”, this fraud uses identity theft to deceive victims by pretending to be their bank.
The national police have also warned of the extent of the phenomenon which continues to claim victims with bank cards. Spoofing is based on a very simple manipulation technique. The fraudsters usurp the visual and digital identity of a bank.
Scammers contact their target by phone, text or email, pretending to be a legitimate banking advisor. Thanks to sophisticated tools, they perfectly imitate email headers, official logos, but also the telephone number of the banking establishment.
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“On your phone appears the real number of your bank (which was previously duplicated) »explained the head of the administrative investigations and fraud group of the Bas-Rhin departmental security to the newspaper DNA. And this, on the bank card scam.
The goal of the fraudsters is simple. They want to obtain their victim’s login credentials or personal information. Once they have this sensitive data, they can access the bank account and transfer money to fictitious accounts.
Tips to protect yourself
These funds then become almost impossible to trace. This therefore makes recovery of the stolen sums very difficult. Faced with this threat to bank cards, authorities and cybersecurity experts reiterate the importance of remaining vigilant.
Several simple reflexes can make it possible to reduce the risk of being trapped. If you receive an email or text message asking you to click a link to update or confirm a transaction, be wary.
It is best to go directly to your bank’s official website by entering its address into your browser. Attached files may contain malware or viruses designed to steal your personal information.
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Before entering your credentials, also make sure that the address begins with “https”, a sign that the connection remains secure. However, be careful, as some scam sites also imitate this claim.
If in doubt, call your bank directly using the number listed on your statements or on its official website. Do not use the number that appears in the suspicious email or text message. You must not never share your personal information
Whatever the situation, it is important to never share your bank card details or your personal information with anyone. Banks never ask for this information by phone, email or SMS. So be careful.
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