Whether you are looking to counter rising prices or overcome a difficult financial period, Revenu Québec and the Canada Revenue Agency (CRA) will pay benefits and credits to many Quebecers in December. And some of this assistance is specifically intended for single people, with or without children, and adapted to their situation.
Contrary to what one might think, it is not only couples or families who can benefit from support from both levels of government. Single people are also entitled to tax credits and benefits, often paid directly into their bank account, if they meet the eligibility criteria.
Even if you are in a relationship, your status remains that of single in the eyes of the law if you do not live under the same roof as your partner. This status also applies if you are divorced, widowed or separated.
So, take a few minutes to check if you are eligible for these programs via the My file for citizens of Revenu Québec and My file for individuals of the CRA portals. This assistance could well lighten your budget just before the holidays.
Solidarity tax credit
This refundable tax credit from the Quebec government aims to help all people with low or medium income. Singles who earned less than $61,500 based on their financial situation as of December 31, 2023 are eligible. They must have lived alone or with people under 18 throughout the last year to be eligible.
For single-parent families, the maximum base salary must also be less than $61,500. However, they may have earned additional income of $2,500 per dependent child.
Single people can thus receive up to $1,221 in 2024 when they have income of less than $41,150.
Amount: Up to $101.75 per month depending on income for the year 2023
Next payment date: December 5, 2024
Revenu Québec has sent a new determination notice for payments from July 2024 to June 2025 based on your income from the previous year.
Website explaining the Solidarity Tax Credit
Housing Allowance Program
This Quebec aid is aimed at single people “who use too large a part of their budget for housing”. To be eligible, they must be aged 50 and over or have at least one dependent child.
You can benefit from this program if you are a tenant or lodger.or even owner. Single people aged 50 and over must have an income of less than $21,500, while this amount must not exceed $37,200 for single-parent families with one or two children and $42,900 for those with three or more children. .
Amount: $100, $150 or $170 per month depending on your financial situation.
Next payment date: In the first five days of December
Website explaining the Housing Allowance program
Family allowance
As soon as a child is born in your household, your registration for the Family Allowance is carried out automatically when you declare it to the Director of Civil Status. However, a request must be made if you adopt a child, as well as if you immigrated or obtained your citizenship in Quebec.
The calculation of this assistance is based on the family income declared to the government and the amount that will be allocated to you is tax-free. In 2024, this benefit was subject to indexation of 5.08%, leading to an increase in the maximum amount from $2,782 to $2,923. This represents an annual increase of $141.
Eligibility: All eligible families with and residing with dependent children under the age of 18.
Amount: Varies depending on criteria specific to each household and can reach up to $2,923 per year.
Payment date: November 1, 2024 – people registered for quarterly payments, however, receive their allowance four times a year, i.e. in January, April, July and October.
Website explaining the Family Allowance
Canadian Dental Care Plan
Since June 2024, parents of children aged 18 and under as well as disabled people aged between 18 and 64 have had access to the Dental Care Plan. This financial assistance has also been offered to people aged 65 and over for several months.
This benefit is intended to help reduce dental care costs for eligible families whose income is less than $90,000 per year. All eligible claimants should have already received a letter in the mail, including a personalized application code and instructions for submitting their application. The amount they can benefit from varies depending on their family income.
Amount: Reimbursement is a percentage of the cost of care based on the fees established by the Plan and your adjusted net family income.
Payment date: Depending on the submission of the application and processing times
Website explaining the Canadian Dental Benefit
Tax credits relating to the work premium
This Quebec benefit aims to encourage people to leave social assistance to enter the job market. To be eligible, a single person or a single-parent family must have an income greater than $2,400. Singles studying full-time are not eligible, unless they have a dependent child.
A single person can benefit from a maximum bonus of $1,152 in 2024, while a single parent is likely to receive up to $2,980 for this same period.
Amount: Up to $248.33 per month
Payment date: No later than December 15, 2024 (when payments have been anticipated, upon request)
Website explaining Tax Credits relating to the work premium
Canada Child Benefit
This federal program is intended to provide assistance to all families, including single-parent families, to support the education and development of young people. Eligible parents are those who have provided proof of birth and who have primary responsibility for the care and education of a child under 18 years of age.
The annual amount of this allowance can go up to more than $7,000 per year, depending on the age of the young person and the income of the parents or those responsible for their education.
If your family income is less than $36,502, you could claim the maximum amount for:
- A child under 6 years old: $7,787 per year ($648.91 per month);
- A young person between six and 17 years old: $6,570 per year ($547.50 per month).
Amount: Up to $648.91 per monthbased on your income for the year 2023
Payment date: December 13, 2024
Website explaining the Canada Child Benefit
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