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Former private sector employees receive, in addition to their basic pension, a supplementary pension from Agirc-Arrco. Thanks to her, retirees benefit from two increases per year. The first concerns the supplementary pension (in November) and the second the basic pension (in January).
The supplementary pension is the first payment of the month for those concerned. Indeed, it is from the first day of each month that it appears on the bank account. However, depending on the schedule, the payment may change.
It is possible that he will arrive a little later. For seniors, it is better to know the months when these changes take place in order to be well organized. Our colleagues at MoneyVox have therefore decided to publish the calendar for the year 2025.
Agirc-Arrco Retirement: the calendar for the year 2025
In 2025, supplementary retirement pensions will continue to appear in your account on the first working day of each month. However, if this day coincides with a weekend or public holiday, the payment will be postponed the next business day.
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For the coming year, on six occasions, the payment of the supplementary retirement pension will be made on the first day of the month. This will be the case for April, July, August, September, October and December.
On the other hand, for the months of January, May and June, you will have to wait until the 2nd. It will be even worse for the months of February, March and November, with a payment on the third day of the month. So, six monthly payments in 2025 will experience a delay compared to the 1st day of the month due to non-working days.
Payment terms to know
The journalists of MoneyVox want to recall an important element. New retirees should be aware of this. Even if the first day of the month is a business day, you may not see the payment appear. Indeed, the receipt of funds in your account depends on your banking establishment.
Depending on the organization, the deadlines are generally short, but in some cases, the operation may require an additional day or two. Furthermore, if your bank account is domiciled outside the European Union, the payment will not be monthly. In fact, you will receive a payment every quarter.
What about basic pensions?
As we said above, the payment for the supplementary retirement pension is the first payment of the month for the French. For the basic pension, payment is made later, on the 9th of the month.
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But, once again, this payment is made on the 9th if the latter is a non-holiday day of the week. In 2025, you will receive the basic pension on the 9th in January, February, April, May, June, July, September, October and December.
On the other hand, the 9th will fall on a Sunday for the months of February, April and November. Finally, it will be a Saturday for the month of August. In this case, the payment takes place a little earlier or a little later.
For optimal management of your finances, remember to consult the calendar. Don't forget to take into account any banking delays.
Source : MoneyVox
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