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a free toll-free number has been set up for victims, how does it work?

To make it easier for victims, please note that a simplified complaint filing procedure will be put in place on the cybermalveillance.gouv.fr platform.

yes but when?
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What we can advise you is to inform your bank of the situation so that it can put in place reinforced monitoring

the postal bank offered me nothing other than telling me to be careful and monitor my account lol
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such as the limitation of a transfer order that comes from abroad, for example.

If it's possible. And if it is, I imagine it will be a paid service. In any case, the postal bank advisor didn't talk to me about it at all, even though it could already be interesting.
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Experts recommend Free subscribers to be extremely vigilant against phishing attempts, which will happen sooner or later.

Knowing that “late” could very well be in 5 years, in 10 years or even later…
Monitoring or worrying about your accounts for all your years is a real hassle.

Free or any other organization does not encrypt data as sensitive as iban?

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