It still seems far away but is less and less so. Halfway between the start and the end of your career, your forties are the right time to prepare for the future and build up a supplement to your retirement pension. Advice from specialist Valérie Batigne to broaden your horizons.
It needs to be prepared, like any other project or budget. Retirement, far from depending only on the pension for which we have contributed, must be anticipated. Even more so for women, as is often the case when it comes to money. In 2022, out of 312 billion euros in pensions paid by compulsory pension schemes, 131 billion went to women, compared to 181 for men, according to Social Security. In summary, they receive an average monthly pension 40% lower than those of men.
Put your nose in the file
Hence the importance, well before the end of your career, of looking for the best ways to optimize your retirement. “This first means ensuring that we do not forget anything, neither lost quarters, nor points or legislative measures,” underlines Valérie Batigne, president of Sapiendo Retraite. Weren't any readings forgotten? Am I eligible for the long careers scheme? Would it be profitable to buy back quarters? Many people do not take this inventory…
This article is reserved for subscribers. You have 81% left to discover.
Do you want to read more?
Unlock all items immediately. No commitment.
Already subscribed? Log in
