The Denormandie system, a valuable but not very widespread aid
Despite its considerable advantages, such as a tax reduction of up to 21% for a twelve-year rental, this program attracts few participants. To date, fewer than 1,500 households have benefited.
This low participation rate is attributed to the complexity of the eligibility conditions, including major works and a limited number of cities concerned. In addition, administrative and financial obstacles discourage many potential investors.
Loc’Avantages, an underused tax reduction promise
Since 2022, the Loc'Avantages system has offered a tax reduction of up to 65% in exchange for moderate rents. However, only 1,825 households took advantage of this opportunity in 2023. The complexity of administrative procedures and the duration of the agreement are often singled out as major obstacles.
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Lionel Causse, MP, suggested modifications to simplify and make the system more attractive. Despite these efforts, the much-hoped-for “massification” is still awaited, and the number of beneficiaries remains modest.
A tax niche to monetize time savings
Few French people seem to know or use the tax loophole allowing time savings to be converted into retirement savings. Around 12,000 households benefited from this tax exemption, which allows untaken days of leave to be deducted from income tax, up to a limit of 10 days per year.
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This option represents not only a retirement planning opportunity but also an interesting tax optimization. Yet, lack of awareness and perceived complexity limit its use.
Little exploited tax support for the press
Investing in the capital of press companies can entitle you to substantial tax reductions, of up to 50%. However, only 916 households used this tax loophole. This low usage could result from a lack of visibility or understanding of the benefits offered.
Encouraging investment in media is vital for a diverse and independent press, but current tax incentives appear insufficient to attract investors in significant numbers.
- Denormandie scheme: less than 1,500 beneficiaries
- Loc’Avantages: only 1,825 households affected in 2023
- Time savings in retirement savings: around 12,000 beneficiary households
- Support for the press: 916 households benefited from this tax reduction
It is clear that these tax measures, although potentially very advantageous, only affect a tiny fraction of the population. This highlights the need for better communication and simplification of processes to make these opportunities accessible to a greater number of French people.
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