new real estate in Île-de-France continues to seduce. In 2025, buyers were divided between first-time buyers, rental investors or households looking for a secure, well located, durable. Distinct but united profiles by one objective: to combine heritage value with the comfort of use.
Primo-actors: a target that has become a priority
Credit conditions are improving. The average rate of real estate loans fell to 3.35 % in the third quarter of 2024after reaching 3.62 % at the end of 20232. Result : the production of new credits increased by 15 %accompanied by an extension of loan periods (almost 22 years on average).
L‘Expanding zero rate loan (PTZ) Since April 1, 2025 has been accessible for new housing purchases, subject to means. The attractiveness of programs is reinforced in medium -sized cities and well -served districts, like Meaux, Melun, Évry-Courcouronnes or Poissy.
Investors: secure its capital by the new
Fin 2024, Bloc sales to institutionalists fell 3.5 %but sales to individuals go up (+4.6 %)2. Private investors return to the real estate market in Franceencouraged by price stability and legal solidity of the VEFA.
The advantages of the new weigh in the decision: ten-year guarantees, reduced notary fees, control of charges, energy quality … These elements meet a need for security in an uncertain macro-economic context.
